India has brought nearly 90% of its women into the banking system — but bank accounts alone don’t build wealth. The Lxme-EY report reveals that Indian women score just 28.1 out of 100 on financial prosperity, with only 8.6% investing in mutual funds or equities, and retirement wealth trailing men’s by 40%.

Yet this gap holds a Rs 40 lakh crore GDP opportunity, unlockable if women’s savings shift from gold and fixed deposits into long-term, productive investments. In this conversation, Lxme Founder Priti Rathi Gupta explains where the system is failing women — and how redesigning it could accelerate India’s growth.

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